Your HARD WORK and DEDICATION have finally paid off - you've just graduated (or soon will) from college.  Now choose a spirited  KIA for that exciting ride on your own road to success.

How to Get Started:

It's easy.  Just bring us documentation of your graduation, employment and program eligibility.  Then complete our credit application.  We can often provide an answer in 60 minutes or less.

Program Details

Eligible Vehicles

• All new and untitled Kia vehicles.
• Demonstrator (demo) vehicles with less than 6,000 miles.

Eligible Customers

• Eligible students must be within six (6) months of graduation or up to twenty-four (24) months after graduation.
• Graduates of an accredited four-year college or university, nursing school, and accredited two-year college, or an accredited masters or doctorate program in the United States.
• Must be currently employed or have verifiable proof of employment to begin within 90 days of approval and meet minimum income and payment-to-income requirements.

Credit Requirements

• No adverse credit history.  No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgements, or any other delinquent credit.
• Payment to gross income cannot exceed 20%. 
• Gross monthly income must be greater than or equal to $2,000 per month.
• No down payment required.

Documentation Requirements

• Proof of employment and income as defined in Credit Requirements.
• Copy of Social Security Card and valid Driver License.
• Copy of diploma or copy of college transcripts with proof of graduation eligibility.